Property Insurance
Property insurance covers the risk of property loss in a variety of situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies, loss of income and other tangible items
Commercial General Liability
Commercial Liability insurance consists primarily of liability coverages that protect an insured party against injury or damage claims made by other parties. Policies provide liability coverage for:
- Premises and Operations
- Fire Damage Liability (damage by fire to premises rented to insured)
- Medical Payments
- Products/Completed Operations
Automobile
Business Automobile coverage insures vehicles that are owned, leased, hired or borrowed by businesses regardless of whether they are associations, corporations, partnerships or sole partnerships.
Worker’s Compensation
Worker’s Compensation coverage applies to bodily injury and illness arising out of and during the course of employment.
Umbrella
Umbrella coverage provides your company with additional liability in excess of your commercial general, automobile and employers liability coverage, which protects your business from exposure to catastrophic loss.
Employment Practices Liability
Employment Practices Liability provides protection from employee claims arising out of sexual harassment, discrimination and emotional distress.
Directors and Officers Liability
Directors and Officers Liability covers claims and lawsuits that result from alleged wrongful acts on the part of company officers and directors.
Professional Liability
Professional Liability (Errors & Omissions) provides coverage for professionals such as doctors, lawyers, engineers and others for claims arising from an error or omission or failure to properly perform their services.