Our Pledge to our Personal Lines Clients At BCA Insurance Group, it’s our commitment to provide our clients with essential information about their policy. We pledge to review the following:ExposureClaimsCoverageThe MarketplaceThis pledge highlights the business practices and values our firm has adhered to since our partnership began. At BCA, our committed team brings knowledge, experience and integrity to our clients. How We Fulfill Our PledgeIt is our commitment to structure programs and coverage that meet the ever-changing needs of our clients. Our distinctive approach details the following: Exposure UpdateOur team asks if there have been any changes to your personal assets, such as whether there are new additions to your home, a jewelry purchase or maybe the addition of a new driver to the household.Claims AnalysisA policyholder’s claim history weighs heavily in the cost of coverage. At BCA, we are your claim advocates. We make sure your claim history is relayed accurately to the underwriters, as it tells a story.Coverage ReviewAnnual reviews are conducted to make sure the carriers and levels of coverage are a good match for your needs - and competitively priced. While we don’t believe in change ‘for-the-sake-of-change,’ our team presents alternatives to our clients if we think it’s warranted. Marketplace ReviewThe insurance market is dynamic and changes for a lot of reasons. It is our pledge to stay ahead of those changes in order to ensure you get the coverage and services you need to protect your personal assets. No matter the market, BCA ensures your coverage meets your needs.