Personal Insurance Products HomeownersOne of the largest investments most people will makeduring their lifetime is in their home. That is why it makessense to protect this sizable financial investment with acomprehensive homeowners plan that offers the protectiononly experienced insurance professionals can provide.We can help with the Basic Protection you need for:• Your home• Other buildings or structures on your property• Your personal belongings (e.g. furniture, clothing,appliances, etc.)• Additional living expenses• Your personal legal liabilitySpecial features you can choose for additionalsecurity include:• Home Replacement Guarantee• Replacement Cost on Contents• Additional Coverage FormAutomobileIt is imperative you maintain the proper coverage toprotect yourself from the ever present danger of largeautomobile liability awards. If you have any doubts aboutthe level of coverage that’s right for you, we can helppinpoint the coverages best suited to your needs.We offer Compulsory Auto Policy Coverage for:• Bodily Injury to Others• Personal Injury Protection• Bodily Injury Caused by Uninsured Auto• Damage to Someone else’s PropertyOptional Coverages include:• Optional Bodily Injury to Others• Medical Payments• Collision• Comprehensive• Substitute Transportation• Towing and Labor• Bodily Injury Caused by an Uninsured AutoFlood Homeowners insurance specifically excludes the peril offlood. In order to protect your home properly, you shouldpurchase a flood insurance policy for your home and thecontents whether you are in a flood zone or not.UmbrellaPersonal Umbrella insurance provides additional liabilitycoverage beyond your homeowner or automobile policyliability limits, with coverage available in incrementsof $1,000,000.